Government Health Schemes

Health Schemes Provided by Government

1. Integrated MJPJAY & AB-PMJAY

This is the "Super Scheme" that combines the state’s Mahatma Jyotirao Phule Jan Arogya Yojana with the central government’s Ayushman Bharat.

• Who is it for? All families in Maharashtra. It covers everyone—from Yellow and Orange ration card holders to White ration card holders and even those without a ration card (but with a Domicile Certificate).

• Benefits: * ₹5 Lakh annual health cover per family on a "floater" basis (can be used by one or all members).

  • Cashless Treatment: Covers over 1,356 medical and surgical procedures across 34 specialties (Cardiology, Oncology, Nephrology, etc.).

  • Pre-existing Diseases: Covered from day one of enrollment.

       Accident Victims: Special "Category D" provides ₹1 Lakh per person for road accident stabilization and treatment.

Government Site : www.jeevandayee.gov.in

2. Maternal and Newborn Care (JSSK & JSY)

These two schemes work together to ensure no mother or child suffers due to a lack of funds during birth.

• Janani Shishu Suraksha Karyakram (JSSK):

  • Who is it for? All pregnant women and sick newborns (up to 1 year of age) using government facilities.

  • Benefits: 100% Free deliveries (including C-sections), drugs, consumables, diagnostics (blood tests/ultrasounds), and free transport from home to hospital and back.

• Janani Suraksha Yojana (JSY):

  • Who is it for? Pregnant women from BPL (Below Poverty Line), SC, and ST families.

  • Benefits: A cash incentive for delivering in a hospital to cover incidental costs.

Rural: ₹700 | Urban: ₹600 | Home Delivery (BPL only): ₹500.

Government Site: https://hfw.delhi.gov.in/fw/janani-shishu-suraksha-karyakram

3. Mazi Kanya Bhagyashree

Focused on the health, education, and welfare of the girl child.

• Who is it for? Families residing in Maharashtra with an annual income up to ₹7.5 Lakh, who have one or two girls and have undergone a family planning procedure.

• Benefits: * The state deposits ₹50,000 for one girl child (or ₹25,000 each for two girls) in a bank.

• The girl receives interest at age 6 and 12, and the full matured amount (approx. ₹1 Lakh+) at age 18 for her education or health.

• Includes ₹1 Lakh accident insurance for the girl and her mother.

Government Site: govtschemes.in/maharashtra-manjhi-kanya-bhagyashree-scheme

4. Nikshay Poshan Yojana (TB Support)

• Who is it for? Every patient diagnosed with Tuberculosis (TB) and registered on the government’s Nikshay portal.

Benefits: A monthly payment of ₹500 directly into the patient's bank account for the entire duration of the treatment to help with nutritional needs.

Government Site: www.nikshay.in

5. Mukhyamantri Vayoshree Yojana

Launched in early 2024, this scheme is designed to help senior citizens live a more independent and dignified life by providing financial aid for medical equipment.

• Who is it for?

  • Senior citizens aged 65 years and above.

  • Permanent residents of Maharashtra.

  • Families with an annual income of less than ₹2 lakh.

  • Note: 30% of the beneficiaries under this scheme are reserved for women.

• Benefits:

  • ₹3,000 One-time Payment: A lump sum amount is deposited directly into the beneficiary's bank account (via DBT).

  • Medical Aids: This money is specifically intended to help seniors buy assistive devices such as:

    • Spectacles (glasses)

    • Hearing aids

    • Walkers or walking sticks

    • Cervical collars or lumbar belts

    • Wheelchairs or commode chairs

  • Mental Wellness: It also encourages participation in yoga and mental health centers to maintain overall well-being.

• Offline: By visiting the office of the Assistant Commissioner of Social Welfare in your district.

Government Site: www.cmvayoshree.mahait.org